Scheduling regular investments is a powerful way to build long-term wealth—especially when guided by seasonal insights and dollar-cost averaging (DCA). This blog explores how certain months (like September) and mid-month lulls can offer slight discounts, boosting your average returns. By automating contributions around these patterns, you’ll minimize emotional trading decisions, lock in lower share prices, and harness compounding gains for decades to come.

By brewing your own coffee instead of hitting the café, you could save over $2,000 each year—money that can go straight into investments or debt repayment. That’s how I jump-started my wealth and eventually reached a $2 million portfolio with dividends paying nearly $12k a month. Whether you’re just getting by or eager to accelerate toward retirement, rethinking daily habits like coffee runs can provide the critical boost you need for long-term gains.