Jivaro Trust Center

Terms of Use

These Terms of Use govern access to and use of Jivaro, including the website, public content, blog posts, news articles, research pages, Jivaro Journal materials, apps, tools, calculators, generators, games, browser utilities, downloads, store products, services, promotions, accounts, submissions, and related features.

By accessing or using Jivaro, you agree to these Terms. If you do not agree, do not use the website, apps, tools, store products, services, downloads, or related features.

Website Access Apps & Tools Store Products Research Submissions Intellectual Property User Responsibilities
Use Jivaro lawfully

Do not abuse, scrape, clone, interfere with, or misuse Jivaro systems, content, apps, or services.

Content is informational

Jivaro content is not medical, financial, legal, tax, emergency, or professional advice.

Products are licensed

Digital products, prompts, tools, downloads, and software are licensed, not sold, unless stated otherwise.

Verify important outputs

Tools, calculators, AI outputs, and digital resources may be incomplete or inaccurate.

At a glance

You may use Jivaro normally

You may read public pages, share public links, use public tools for their intended purpose, buy or download permitted products, and contact Jivaro through available channels.

You are responsible for your decisions

You are responsible for verifying information, checking tool outputs, reviewing provider terms, protecting your accounts, and obtaining professional advice when needed.

You may not misuse Jivaro

You may not copy, scrape, clone, resell, reverse engineer, abuse, disrupt, upload harmful materials, or use Jivaro content or products for unauthorized commercial reuse.

Products may have specific terms

Store products, services, research submissions, apps, tools, downloads, contests, and promotions may include additional terms that apply to that specific item or feature.

Who these Terms apply to

These Terms apply to Jivaro and to anyone who accesses, browses, reads, uses, purchases from, downloads from, submits to, communicates with, or otherwise interacts with Jivaro-controlled pages, products, tools, services, and features.

In these Terms, “Jivaro,” “we,” “us,” and “our” refer to Jivaro. “You” and “user” refer to any visitor, reader, customer, contributor, account holder, purchaser, researcher, author, reviewer, commenter, support requester, or tool user.

Legal identity

These Terms use “Jivaro” as the operating name. If a separate written contract or product-specific agreement identifies a different legal party or additional terms, that agreement may control for that specific transaction or service.

Scope of Jivaro services and features

These Terms cover all current and future Jivaro-controlled pages, products, services, tools, and features unless a more specific agreement says otherwise.

Website and public content

These Terms apply to public website pages, articles, guides, explainers, policies, images, metadata, graphics, and other public materials.

Blog, News, and Research

These Terms apply to Jivaro blog articles, news articles, research pages, Jivaro Journal pages, research submission pages, publication policies, and related materials.

Apps, tools, games, and downloads

These Terms apply to apps, tools, calculators, generators, browser utilities, games, software, downloads, scripts, files, and related interactive features.

Store products and services

These Terms apply to store products, digital downloads, prompts, templates, Canva assets, spreadsheets, research kits, website kits, services, subscriptions, and custom work.

Communications and submissions

These Terms apply to contact forms, support requests, Discord communications, comments, newsletters, emails, user submissions, research submissions, uploads, feedback, and other interactions.

Promotions and donations

These Terms apply to promotions, raffles, giveaways, contests, donations, reader support, and related transactions unless separate official rules apply.

Eligibility and lawful use

Legal capacity

By using Jivaro, you represent that you have the legal capacity to agree to these Terms or that you are using Jivaro with appropriate permission from a parent, guardian, or authorized representative.

Lawful use

You are responsible for using Jivaro lawfully and in compliance with applicable laws, rules, regulations, platform terms, professional obligations, and third-party rights.

Local restrictions

Some content, products, tools, platforms, services, or financial, medical, legal, tax, or technical information may not be available, appropriate, lawful, or accurate in your location.

Accounts, login features, and security

Account responsibility

If Jivaro offers accounts, login features, saved projects, customer portals, subscriptions, or member areas, you are responsible for keeping your credentials secure and for activity under your account.

Accurate information

You agree to provide accurate and current information when creating accounts, placing orders, submitting forms, requesting services, joining promotions, or contacting Jivaro.

Unauthorized access

You may not access or attempt to access another user’s account, private data, drafts, files, submissions, orders, support tickets, or restricted features without permission.

Suspension and restriction

Jivaro may suspend, restrict, disable, or terminate access to accounts, tools, products, downloads, services, or features if necessary for security, abuse prevention, legal compliance, policy enforcement, or operational reasons.

Editorial content and professional disclaimers

No medical advice

Jivaro health and science content is educational only. It does not provide medical advice, diagnosis, treatment, prevention, emergency triage, or personalized health recommendations.

No financial advice

Jivaro finance content is educational only. It does not provide personalized financial, investment, tax, legal, accounting, retirement, insurance, or debt advice.

No legal advice

Jivaro legal, privacy, copyright, compliance, policy, tax, or business-formation content is general information and does not replace advice from a qualified legal or professional adviser.

No emergency support

Jivaro does not provide emergency services, medical triage, crisis response, financial rescue services, legal representation, or urgent professional support.

Verify before relying

You are responsible for verifying important information, reviewing current provider terms, checking official sources, and consulting qualified professionals before making important decisions.

Content may change

Articles, news, research summaries, reviews, policies, prices, product details, platform terms, laws, and technical information may become outdated or change without notice.

Apps, tools, calculators, games, and software

Tools are provided for intended use

You may use Jivaro public apps, tools, calculators, generators, games, browser utilities, and downloads for their intended purpose, subject to these Terms and any tool-specific rules.

Outputs may be imperfect

Tool outputs, calculations, AI outputs, generated files, summaries, scripts, prompts, estimates, and recommendations may be inaccurate, incomplete, outdated, unsuitable, or dependent on user input.

Verify important outputs

You are responsible for checking formulas, outputs, generated content, file results, assumptions, local rules, provider terms, and professional requirements before relying on any tool or app output.

Availability may change

Jivaro may change, remove, update, suspend, discontinue, rename, replace, restrict, or modify apps, tools, calculators, games, downloads, and software without notice.

No misuse of systems

You may not interfere with, bypass, overload, probe, exploit, scrape, clone, reverse engineer, or abuse Jivaro systems, apps, tools, interfaces, accounts, downloads, or software.

Tool-specific policies

Apps and tools may have additional terms, privacy notes, data-handling notices, usage limits, file rules, or license requirements shown on the relevant page.

Store products, digital downloads, services, and payments

Product-specific terms

Product pages, service pages, checkout notices, license files, written agreements, or product-specific terms may add to or override these general Terms for a specific product or service.

Digital products and downloads

Digital products, prompts, templates, spreadsheets, Canva assets, downloads, research kits, website kits, and similar items are licensed, not sold, unless Jivaro says otherwise in writing.

Refunds

Digital products, prompts, templates, downloads, and custom work may be non-refundable unless a product page says otherwise or a refund is required by law.

Services and custom work

Services may depend on customer-provided files, instructions, timelines, scope, revisions, approvals, and communication. Jivaro may not be responsible for delays or errors caused by incomplete, inaccurate, or late customer materials.

Customer-provided materials

You must have the rights to submit any files, documents, prompts, images, screenshots, manuscripts, data, code, or materials you provide to Jivaro.

Order refusal or cancellation

Jivaro may cancel, refuse, limit, suspend, or refund orders for fraud, abuse, pricing errors, fulfillment limits, policy violations, legal concerns, compliance issues, payment problems, or operational constraints.

Prices and availability

Prices, availability, delivery times, product descriptions, features, files, service scope, and product access may change without notice.

Payment disputes

You should contact Jivaro through the Contact page before initiating a payment dispute so the issue can be reviewed and, when possible, resolved directly.

Promotions, raffles, giveaways, and contests

Jivaro may run promotions, raffles, giveaways, contests, reader campaigns, subscriber offers, or similar events. Active promotions may require separate official rules, eligibility requirements, entry rules, deadlines, prize details, restrictions, and legal disclosures.

If separate official rules apply, those rules control the specific promotion. Jivaro may cancel, modify, suspend, or disqualify entries when necessary for fraud prevention, technical issues, legal compliance, abuse, or fairness.

Separate rules may apply

Do not assume every promotion has the same rules. Read the rules for the specific raffle, giveaway, contest, or promotion before entering.

User submissions, uploads, feedback, and research submissions

Your responsibility

You are responsible for anything you submit, upload, send, post, email, provide, or share with Jivaro, including files, manuscripts, comments, screenshots, prompts, documents, images, code, data, support requests, and feedback.

Rights to submit

You must have all rights, permissions, licenses, and authority needed to submit materials to Jivaro and to allow Jivaro to process them for the requested purpose.

Limited license to use submissions

By submitting material, you grant Jivaro the rights needed to receive, review, process, store, display, edit, publish, communicate about, archive, or otherwise use the material for the purpose requested or reasonably related to the submission.

Feedback and suggestions

Jivaro may use feedback, bug reports, corrections, feature ideas, product suggestions, accessibility reports, or other suggestions without compensation, restriction, or obligation unless a written agreement says otherwise.

Research submissions

Research submissions may be governed by Jivaro Journal author guidelines, peer review policies, publication policies, ethics rules, licensing terms, and editorial decisions.

Removal and rejection

Jivaro may remove, reject, disable, edit, investigate, or refuse submissions that appear unlawful, infringing, unsafe, abusive, misleading, spam-like, confidential without authorization, or inconsistent with Jivaro policies.

Intellectual property and reuse

Permitted public use

You may browse, read, link to public pages, share public URLs, and use public tools for their intended purpose.

Short quotations

You may quote short excerpts with attribution and a link, subject to Jivaro’s Copyright, Licensing & Reuse Policy.

No unauthorized copying or resale

You may not copy, republish, mirror, resell, sublicense, redistribute, upload, share, commercially exploit, or repackage Jivaro content, store products, prompts, templates, tools, apps, or downloads without permission.

No scraping or AI training

You may not scrape, harvest, bulk download, dataset-build, train AI models on, fine-tune models on, or systematically reuse Jivaro content, products, prompts, templates, tools, or software without permission.

No cloning or reverse engineering

You may not reverse engineer, clone, bypass restrictions, copy interfaces, recreate workflows, or create competing versions of Jivaro apps, tools, software, digital products, prompts, templates, or systems.

Research licenses

Formal Jivaro Journal research articles may have separate open-access licenses, including Creative Commons licensing when stated on the article or research policy page.

User-generated outputs

You may generally use outputs you generate from Jivaro tools for personal or internal purposes, unless a tool page, product page, license, or written agreement says otherwise.

Prohibited conduct

You agree not to misuse Jivaro or interfere with the rights, safety, privacy, security, or experience of other users.

Fraud and abuse

Do not use Jivaro for fraud, deception, impersonation, fake accounts, unauthorized transactions, payment abuse, fake submissions, spam, phishing, or misleading activity.

Scraping and automated misuse

Do not scrape, harvest, crawl at abusive rates, bulk download, mirror, dataset-build, or automate interactions in a way that violates these Terms or harms Jivaro systems.

Malware and harmful uploads

Do not upload, submit, link, transmit, or distribute malware, spyware, malicious code, harmful files, exploit payloads, or content intended to compromise systems or users.

Infringement

Do not submit, upload, publish, or use materials that infringe copyrights, trademarks, privacy rights, publicity rights, trade secrets, contractual rights, or other third-party rights.

System interference

Do not interfere with, disable, overload, probe, scan, exploit, bypass, or disrupt Jivaro systems, tools, accounts, access controls, security measures, or infrastructure.

Policy evasion

Do not attempt to evade bans, restrictions, license limits, purchase rules, product access rules, account limitations, usage controls, or technical restrictions.

Third-party links, services, and platforms

External links

Jivaro may link to third-party websites, products, platforms, stores, research sources, affiliate partners, videos, social media, tools, and services.

Third-party terms

Third-party websites and services are governed by their own terms, privacy policies, refund rules, platform rules, payment rules, and data practices.

No third-party control

Jivaro is not responsible for third-party websites, products, content, privacy practices, prices, availability, outages, account decisions, service restrictions, fees, losses, or policy changes.

Affiliate and sponsored links

Some third-party links may be affiliate, referral, sponsored, or otherwise compensated links. Relevant disclosures may apply.

Privacy, data, and app information

Jivaro’s Privacy Policy explains how Jivaro may collect, use, share, store, and protect information across the website, forms, apps, tools, store, services, research submissions, accounts, analytics, cookies, and third-party services.

The Apps Data Policy explains how Jivaro apps and tools may handle local storage, user inputs, share links, file uploads, analytics, third-party APIs, AI services, and other tool-specific data issues.

Do not submit unnecessary sensitive data

Do not enter sensitive medical, financial, legal, personal, account, password, API key, private-key, or confidential information into general tools unless the tool is designed for that purpose and explains data handling.

Disclaimers and no warranties

As is and as available

Jivaro is provided “as is” and “as available,” without warranties of any kind to the fullest extent permitted by law.

No uninterrupted access guarantee

Jivaro does not guarantee uninterrupted access, error-free operation, perfect accuracy, complete security, continuous tool availability, compatibility, uptime, or suitability for any particular purpose.

No accuracy guarantee

Jivaro does not guarantee that articles, news, research, reviews, tool outputs, calculators, AI outputs, downloads, prompts, templates, store products, or third-party links are accurate, complete, current, or suitable for your needs.

No professional-result guarantee

Jivaro does not guarantee medical, financial, tax, legal, business, SEO, income, ranking, health, investment, publication, approval, sales, subscriber, traffic, or productivity outcomes.

Limitation of liability

To the fullest extent permitted by law, Jivaro will not be liable for indirect, incidental, consequential, special, punitive, exemplary, or similar damages, including lost profits, lost revenue, lost data, business interruption, account loss, investment losses, tax consequences, health outcomes, professional consequences, platform decisions, third-party failures, or reliance on content, tools, products, downloads, or services.

To the fullest extent permitted by law, Jivaro’s total liability for any claim related to the website, apps, tools, products, downloads, services, or these Terms will be limited to the amount you paid to Jivaro for the specific product or service giving rise to the claim, or one hundred U.S. dollars if no payment was made, unless applicable law requires otherwise.

Indemnification

You agree to indemnify, defend, and hold harmless Jivaro from claims, damages, losses, liabilities, costs, and expenses, including reasonable legal fees, arising from your use of Jivaro, your submissions, your purchases, your violation of these Terms, your violation of applicable law, your infringement of third-party rights, your misuse of apps or tools, your unauthorized reuse of Jivaro materials, or your harmful or unlawful conduct.

Access restrictions and termination

Access may be restricted

Jivaro may suspend, restrict, block, remove, disable, or terminate access to the website, accounts, tools, downloads, store products, services, submissions, comments, or features when necessary.

Reasons for restriction

Reasons may include fraud, abuse, security issues, legal compliance, payment problems, policy violations, harmful conduct, excessive automation, infringement, misuse, or operational needs.

Discontinued features

Jivaro may update, replace, pause, remove, discontinue, or archive content, tools, products, downloads, subscriptions, services, promotions, or features at any time.

Governing law and disputes

These Terms are governed by the laws of Puerto Rico, United States, without regard to conflict-of-law principles, unless applicable law requires otherwise.

To the extent permitted by law, disputes related to Jivaro, these Terms, products, services, tools, accounts, or transactions should be brought in the appropriate courts located in San Juan, Puerto Rico, unless applicable law requires a different forum.

No arbitration clause

These Terms do not include a mandatory arbitration clause or class-action waiver.

Changes to these Terms

Jivaro may update these Terms as the website, apps, tools, store, research section, products, services, promotions, subscriptions, legal requirements, business operations, or policies change. The updated version will apply when posted unless a different effective date is stated. Continued use of Jivaro after updates means you accept the updated Terms.

Contact

For questions about these Terms, purchases, products, permissions, accounts, support issues, or policy concerns, contact Jivaro through the Contact page.

Go to the Contact page

Privacy Policy

Explains how Jivaro handles privacy, data, cookies, forms, tools, store purchases, and third-party services.

Copyright Policy

Explains copyright, licensing, reuse, quotations, research licenses, apps, tools, digital products, and permission requests.

Apps Data Policy

Explains how Jivaro apps and tools may handle local storage, tool inputs, uploads, share links, analytics, and external services.

Medical and Financial Disclaimers

Explain the limits of Jivaro health, science, finance, investing, debt, tax, and money-related content.

Editorial and Research Standards

Explain Jivaro’s publication standards, evidence standards, sourcing, corrections, reviews, and accountability.

Affiliate and Sponsorship Policies

Explain how Jivaro handles affiliate links, paid partnerships, sponsorships, advertising, and commercial relationships.

Jivaro Trust Center

Trust Center pages

These pages explain how Jivaro handles editorial standards, corrections, disclosures, privacy, accessibility, monetization, research standards, and user-facing policies.