Investing Platforms: Groundfloor
Finance Harry Negron Finance Harry Negron

Investing Platforms: Groundfloor

Interested in real estate investing without the landlord headaches? Groundfloor lets you invest in short-term property loans with as little as $10, earning potential annual returns ranging from around 6% to 14%. You’ll fund projects secured by real estate—no fixing burst pipes or chasing down rent checks—while enjoying a user-friendly platform and the freedom to diversify across multiple deals. Just remember, there’s still risk involved, and liquidity is limited until each loan matures.

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Monthly Investment Scheduling for Sustained Growth
Finance Harry Negron Finance Harry Negron

Monthly Investment Scheduling for Sustained Growth

Scheduling regular investments is a powerful way to build long-term wealth—especially when guided by seasonal insights and dollar-cost averaging (DCA). This blog explores how certain months (like September) and mid-month lulls can offer slight discounts, boosting your average returns. By automating contributions around these patterns, you’ll minimize emotional trading decisions, lock in lower share prices, and harness compounding gains for decades to come.

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Skipping Starbucks to Buy a House
Finance Harry Negron Finance Harry Negron

Skipping Starbucks to Buy a House

By brewing your own coffee instead of hitting the café, you could save over $2,000 each year—money that can go straight into investments or debt repayment. That’s how I jump-started my wealth and eventually reached a $2 million portfolio with dividends paying nearly $12k a month. Whether you’re just getting by or eager to accelerate toward retirement, rethinking daily habits like coffee runs can provide the critical boost you need for long-term gains.

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